Types of Loans Available

Conventional

Flexible down payment options. Some lower down payment amounts may require Mortgage Insurance.

FHA

Higher debt-to-income, lower down payment, as well as more lenient underwriting. Mortgage Insurance is required in all cases.

VA

100% financing, no Mortgage Insurance, available to service members and their spouses.

Jumbo

For loan amounts no higher than $548,250 (may vary by state). Requires approved credit. Down payments and loan amount can vary based on credit.

USDA

100% financing for rural housing.

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